Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.
