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Theory of Change
Theory of Change
Theory of Change
Theory of Change
The problem
The problem
Today's world is disturbed by a global imbalance of systems
Today's world is disturbed by a global imbalance of systems
If we don't resolve this soon, we will undoubtedly face more serious problems in the future, with a reduced ability to rebalance the system
If we don't resolve this soon, we will undoubtedly face more serious problems in the future, with a reduced ability to rebalance the system
Roots of the problem
Roots of the problem
The concept of profit is flawed! It does not take into account society and the environment.
The concept of profit is flawed! It does not take into account society and the environment.
Unbalanced relationship between people, planet, and business
Unbalanced relationship between people, planet, and business
Social System
Social System
Environmental System
Environmental System
Economic System
Economic System
Political System
Political System
Technological System
Technological System
Some symptoms
Some symptoms
Climate Change
Climate Change
The concentration of Greenhouse Gases has been steadily increasing since the Industrial Revolution, which implies the continuous rise in global temperature. The effects will be increasingly catastrophic with repercussions that transcend generations.
The concentration of Greenhouse Gases has been steadily increasing since the Industrial Revolution, which implies the continuous rise in global temperature. The effects will be increasingly catastrophic with repercussions that transcend generations.
Catastrophic impacts
Catastrophic impacts
Humanity is increasing the destruction of nature and the impact is affecting not only wildlife populations, but also human health and all aspects of our lives
Humanity is increasing the destruction of nature and the impact is affecting not only wildlife populations, but also human health and all aspects of our lives
Loss of biodiversity
Loss of biodiversity
1 million species threatened with extinction. We are witnessing the beginning of a mass extinction: the size of mammal, bird, fish, amphibian, and reptile populations has declined by an alarming average of 68% between 1970-2016
1 million species threatened with extinction. We are witnessing the beginning of a mass extinction: the size of mammal, bird, fish, amphibian, and reptile populations has declined by an alarming average of 68% between 1970-2016
Underfunding
Underfunding
USD 2.5 – 3 trillion per year is needed to achieve the Sustainable Development Goals (SDGs) by 2030 in developing countries.
USD 2.5 – 3 trillion per year is needed to achieve the Sustainable Development Goals (SDGs) by 2030 in developing countries.
Financial exclusion
Financial exclusion
31% of the global adult population, 1.7 billion people, especially the poor, struggle to survive without basic financial services.
31% of the global adult population, 1.7 billion people, especially the poor, struggle to survive without basic financial services.
Escalation of inequality
Escalation of inequality
Since Cabral, the rich have been getting richer and the poor have been getting poorer in Brazil.
Since Cabral, the rich have been getting richer and the poor have been getting poorer in Brazil.
Premises
Premises
Global financial assets are sufficient to meet financing needs.
Global financial assets are sufficient to meet financing needs.
Opportunity and demand for new business models that enable the generation of social and environmental value and regenerate the environment and society.
Opportunity and demand for new business models that enable the generation of social and environmental value and regenerate the environment and society.
Most financial institutions, as they operate today, do not meet these premises.
Most financial institutions, as they operate today, do not meet these premises.
Challenges
Challenges
Creation of social and environmental value
Creation of social and environmental value
How to create social and environmental value for the circulation of money?
How to create social and environmental value for the circulation of money?
Cooperative advantage
Cooperative advantage
What kind of new business models can empower society for a more just and regenerative development?
What kind of new business models can empower society for a more just and regenerative development?
Dismantle inequality
Dismantle inequality
How to break a historical and structural cycle that leads to economic, racial, and gender inequality in Brazil?
How to break a historical and structural cycle that leads to economic, racial, and gender inequality in Brazil?
Financial gap
Financial gap
How to channel financial resources to finance solutions for achieving the Sustainable Development Goals?
How to channel financial resources to finance solutions for achieving the Sustainable Development Goals?
Financial inclusion
Financial inclusion
How to address, in a sustainable way, the needs of unbanked or underbanked people?
How to address, in a sustainable way, the needs of unbanked or underbanked people?
Endogenous savings promotion
Endogenous savings promotion
How to leverage a cycle of social and economic inclusion in low-income regions?
How to leverage a cycle of social and economic inclusion in low-income regions?
Game-changing facilitators
Game-changing facilitators
Mobilize private capital
Mobilize private capital
to leverage transformations aligned with the Sustainable Development Goals through the use of the digital payment account
to leverage transformations aligned with the Sustainable Development Goals through the use of the digital payment account
Catalyze development
Catalyze development
of innovative, fair and ethical payment services and financial products
of innovative, fair and ethical payment services and financial products
Democratize and streamline financial services
Democratize and streamline financial services
in an accessible, effective, and secure way
in an accessible, effective, and secure way
Empower agents of social transformation
Empower agents of social transformation
organizations, entrepreneurs and social businesses
organizations, entrepreneurs and social businesses
Promote the endogenous economy
Promote the endogenous economy
and the retention of wealth in vulnerable territories through inclusive ecosystems
and the retention of wealth in vulnerable territories through inclusive ecosystems
These solutions can play a transformative role, fostering equitable growth and promoting vital development goals such as poverty reduction, job creation, gender equality, and food security.
These solutions can play a transformative role, fostering equitable growth and promoting vital development goals such as poverty reduction, job creation, gender equality, and food security.
Our DNA: Catalyzing the Sustainable Development Goals
Our DNA: Catalyzing the Sustainable Development Goals
Through partnerships
Through partnerships
Intended impact
Intended impact
Contributing to a more just, equitable, and sustainable future.
Contributing to a more just, equitable, and sustainable future.
Contributing to balancing the relationship between businesses, people, and the planet.
Contributing to balancing the relationship between businesses, people, and the planet.
Our approach
Our approach
Ethical, fair, honest, and transparent.
Ethical, fair, honest, and transparent.
Impact first
Impact first
Collaborative, inclusive, and harmonious
Collaborative, inclusive, and harmonious
Nature-centered and stakeholder-focused
Nature-centered and stakeholder-focused
Respect for past and future generations
Respect for past and future generations
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