Solutions

About

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Income Transfer and

Income Transfer and

Income Transfer and

Payments for Environmental Services

Payments for Environmental Services

Payments for Environmental Services

Facilitating the distribution of resources with security, agility, and transparency.

Facilitating the distribution of resources with security, agility, and transparency.

Facilitating the distribution of resources with security, agility, and transparency.

Commitment to Efficiency and Accountability

Commitment to Efficiency and Accountability

At Impact not a Bank, we understand the critical importance of managing income transfers and payments for environmental services with the utmost responsibility and efficiency. We offer advanced technological solutions to ensure that each transaction is conducted safely, quickly, and transparently.

At Impact not a Bank, we understand the critical importance of managing income transfers and payments for environmental services with the utmost responsibility and efficiency. We offer advanced technological solutions to ensure that each transaction is conducted safely, quickly, and transparently.

FEATURES

Our solutions

Our solutions

Bank Accounts for Beneficiaries

Bank Accounts for Beneficiaries

Open accounts for each beneficiary, allowing them to manage their resources easily through features such as PIX, Card, payment of bank slips, mobile recharges, and more.

Prepaid Mastercard Cards

Prepaid Mastercard Cards

Provide prepaid cards that can be used at commercial establishments and for withdrawals at 24-hour ATMs, with the ability to track the use of resources.

Management and Transparency

Management and Transparency

Each transaction is managed through our online interface, which is available to both funders and donors. This platform provides detailed reports of all transactions, ensuring total transparency and allowing effective control of distributed resources.

Each transaction is managed through our online interface, which is available to both funders and donors. This platform provides detailed reports of all transactions, ensuring total transparency and allowing effective control of distributed resources.

How does it work?

1

Contact us and consult a specialist

Contact us and consult a specialist

Initially, get in touch with us so that we can understand your specific needs.

Initially, get in touch with us so that we can understand your specific needs.

2

Choose the Ideal Solution

Choose the Ideal Solution

Choose between opening bank accounts for beneficiaries or distributing prepaid cards.

Choose between opening bank accounts for beneficiaries or distributing prepaid cards.

3

Service Implementation

Service Implementation

We set everything up for you, from opening accounts to delivering cards, ensuring a smooth and efficient transition.

We set everything up for you, from opening accounts to delivering cards, ensuring a smooth and efficient transition.

4

Management and Reports

Management and Reports

Access our platform to monitor and manage transfers — all with detailed reports for maximum transparency.

Access our platform to monitor and manage transfers — all with detailed reports for maximum transparency.

TESTIMONIALS

Partners Testimonials

Partners Testimonials

What our partners are saying about working with Impact not a Bank? Read below for some testimonials from organizations that are making a difference with our help.

  • Fábio Barbosa

    Senior Counselor

    I collaborate with the Impact not a Bank strategy because I believe it is essential to accelerate financial technology and impact management initiatives to scale the solutions we need for a fairer and more regenerative world

  • Livia Prestes

    Spokesperson of the Maniva Network in Maués

    "We sent the necessary minimum evidence and the credit was approved. We even received international money, it was all very easy."

  • Claus Reiner

    Country Director of the International Fund for Agricultural Development (IFAD)

    "I consider Impact Bank's work exemplary and with great potential in financing investments with high social and environmental returns, in addition to financial income."

  • Anne Rammi

    Communication and Communities Head - Be The Earth Foundation - UK • BR • ZA

    "A strategic partner and a great ally for our programs and projects on Brazilian soil. Impact offered solutions for agile and streamlined international transactions."

  • Julius Caesar

    Founder and President of the social business JCRE Facilitator - Jacarézinho - RJ

    "A platform that understands what Impact is, knows that facilitating the peripheral collectives in the North Zone of Rio de Janeiro means bringing transformation and innovation to the Jacarezinho favela."

  • Alexandra Schwarz-Schilling

    Founder & Chairwoman - Living Gaia Association

    "Since we started our partnership with Impact not a Bank, agility and transparency in international transactions have increased significantly. Now, we can access more resources with the best exchange rates, enabling us to expand our projects in Brazil."

  • Devam Bhaskar

    Chief Executive Officer Alok Institute

    "Many banks claim to finance sustainable development, but is it really? The Impact Bank is a new and true reference."

  • Fábio Barbosa

    Senior Counselor

    I collaborate with the Impact not a Bank strategy because I believe it is essential to accelerate financial technology and impact management initiatives to scale the solutions we need for a fairer and more regenerative world

  • Livia Prestes

    Spokesperson of the Maniva Network in Maués

    "We sent the necessary minimum evidence and the credit was approved. We even received international money, it was all very easy."

  • Claus Reiner

    Country Director of the International Fund for Agricultural Development (IFAD)

    "I consider Impact Bank's work exemplary and with great potential in financing investments with high social and environmental returns, in addition to financial income."

  • Anne Rammi

    Communication and Communities Head - Be The Earth Foundation - UK • BR • ZA

    "A strategic partner and a great ally for our programs and projects on Brazilian soil. Impact offered solutions for agile and streamlined international transactions."

  • Julius Caesar

    Founder and President of the social business JCRE Facilitator - Jacarézinho - RJ

    "A platform that understands what Impact is, knows that facilitating the peripheral collectives in the North Zone of Rio de Janeiro means bringing transformation and innovation to the Jacarezinho favela."

  • Alexandra Schwarz-Schilling

    Founder & Chairwoman - Living Gaia Association

    "Since we started our partnership with Impact not a Bank, agility and transparency in international transactions have increased significantly. Now, we can access more resources with the best exchange rates, enabling us to expand our projects in Brazil."

  • Devam Bhaskar

    Chief Executive Officer Alok Institute

    "Many banks claim to finance sustainable development, but is it really? The Impact Bank is a new and true reference."

Frequently Asked Questions

How do we ensure the security of transactions?

We use advanced security technologies and data encryption to protect all transactions and personal information.

How do we ensure the security of transactions?

We use advanced security technologies and data encryption to protect all transactions and personal information.

How do we ensure the security of transactions?

We use advanced security technologies and data encryption to protect all transactions and personal information.

Is it possible to customize spending limits on prepaid cards?

Is it possible to customize spending limits on prepaid cards?

Is it possible to customize spending limits on prepaid cards?

Do beneficiaries need to have technological knowledge to use accounts and cards?

Do beneficiaries need to have technological knowledge to use accounts and cards?

Do beneficiaries need to have technological knowledge to use accounts and cards?

What is the deployment time for the payment solution?

What is the deployment time for the payment solution?

What is the deployment time for the payment solution?

How can I monitor the use of funds?

How can I monitor the use of funds?

How can I monitor the use of funds?

Are there geographic restrictions for the use of prepaid cards?

Are there geographic restrictions for the use of prepaid cards?

Are there geographic restrictions for the use of prepaid cards?

Ready to Simplify Your Income Transfers and Payments?

With Impact not a Bank, you have a partner committed to making it easier and more efficient to transfer income and make payments for environmental services, ensuring that your resources are managed with the greatest responsibility and effectiveness possible. Let's work together to make a difference.

Open your account now

Open your account now

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.