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Your financial partner in social and environmental impact:

Impact not a Bank

Specialized Digital Account for the Third Sector.

Open your account now

Open your account now

Specialized Digital Account for the Third Sector.

Sua parceira financeira no
impacto social e ambiental:

impact not a Bank

Abra sua conta agora

Open your account now

Sua parceira financeira no impacto social e ambiental:

impact not a Bank

Specialized Digital Account for the Third Sector.

WATCH THE VIDEO

Explore our global Impact Monitoring tool

Explore our global Impact Monitoring tool

Explore our global Impact Monitoring tool

Available in Portuguese and English, it can revolutionize the management and monitoring of your social impact projects.

OUR MISSION

Drive social and environmental impact through Financial Inclusion

Drive social and environmental impact through Financial Inclusion

At No Impact not a Bank, we understand the unique needs of NGOs, cooperatives, small community-based businesses, and impact businesses. That's why we offer a range of services and financial solutions specially designed to strengthen impact organizations and their ecosystems. We are more than a digital bank; we are partners in your commitment to social and environmental transformation.

At No Impact not a Bank, we understand the unique needs of NGOs, cooperatives, small community-based businesses, and impact businesses. That's why we offer a range of services and financial solutions specially designed to strengthen impact organizations and their ecosystems. We are more than a digital bank; we are partners in your commitment to social and environmental transformation.

Why choose the
Impact not a bank?

Why choose the
Impact not a bank?

Financial Inclusion

Financial Inclusion

Financial Inclusion

We open accounts for NGOs and also for their employees and beneficiaries. With Impact Not a Bank, everyone has access to secure and reliable financial services.

We open accounts for NGOs and also for their employees and beneficiaries. With Impact Not a Bank, everyone has access to secure and reliable financial services.

We open accounts for NGOs and also for their employees and beneficiaries. With Impact Not a Bank, everyone has access to secure and reliable financial services.

International prepaid credit card

International prepaid credit card

International prepaid credit card

We offer a prepaid Mastercard credit card, available both physically and virtually within our app. This card can be used internationally, ensuring flexibility for both national and global operations.

We offer a prepaid Mastercard credit card, available both physically and virtually within our app. This card can be used internationally, ensuring flexibility for both national and global operations.

We offer a prepaid Mastercard credit card, available both physically and virtually within our app. This card can be used internationally, ensuring flexibility for both national and global operations.

Agility and Transparency

Agility and Transparency

Agility and Transparency

Our processes are fast and clear. You will always know the status of your transactions, with no surprises or fine print.

Our processes are fast and clear. You will always know the status of your transactions, with no surprises or fine print.

Our processes are fast and clear. You will always know the status of your transactions, with no surprises or fine print.

Security

Security

Security

The security of your information and transactions is our top priority. We use state-of-the-art technology to protect your data and your financial resources.

The security of your information and transactions is our top priority. We use state-of-the-art technology to protect your data and your financial resources.

The security of your information and transactions is our top priority. We use state-of-the-art technology to protect your data and your financial resources.

Value Alignment

Value Alignment

Value Alignment

Like you, we believe in the power of social transformation and in the value of environmental regeneration and conservation. Choosing Impact Not a Bank means choosing a partner that understands and shares your values.

Like you, we believe in the power of social transformation and in the value of environmental regeneration and conservation. Choosing Impact Not a Bank means choosing a partner that understands and shares your values.

Like you, we believe in the power of social transformation and in the value of environmental regeneration and conservation. Choosing Impact Not a Bank means choosing a partner that understands and shares your values.

Opening Your Account:

Download our app:

Download our app:

Simple and fast, it all starts with filling out an account opening form.

Simple and fast, it all starts with filling out an account opening form.

Documentation:

Documentation:

Send the necessary documents digitally.

Send the necessary documents digitally.

Confirmation and access:

Confirmation and access:

In a short time, your account will be active, and you can start using our services immediately, including the prepaid credit card.

In a short time, your account will be active, and you can start using our services immediately, including the prepaid credit card.

Opening Your Account:

Download our app:

Simple and fast, it all starts with filling out an account opening form.

Documentation:

Send the necessary documents digitally.

Confirmation and access:

In a short time, your account will be active, and you can start using our services immediately, including the prepaid credit card.

Join Impact not a bank today!

Join Impact not a bank today!

Open your account now

Open your account now

TESTIMONIALS

Partner Testimonials

What our partners are saying about working with Impact not a Bank? Read below some testimonials from organizations that are making a difference with our help.

  • Livia Prestes

    Spokesperson for Rede Maniva in Maués

    "We sent the necessary minimum proofs and the credit was approved. We even received international money, it was all very easy."

  • Claus Reiner

    Country Director of the International Fund for Agricultural Development (IFAD)

    "I consider Impact not a Bank's work to be exemplary and with a lot of potential in financing high social and environmental return investments, in addition to financial income."

  • Anne Rammi

    Communication and Communities Head - Be The Earth Foundation - UK • BR • ZA

    "A strategic partner and a great ally for our programs and projects on Brazilian soil. Impact offered solutions for agile and uncomplicated international transactions."

  • Julius Caesar

    Founder and President of the social enterprise JCRE Facilitator - Jacarézinho - RJ

    "A platform that understands what Impact is, knows that facilitating the peripheral collectives in the North Zone of Rio de Janeiro means bringing transformation and innovation to the Jacarezinho favela."

  • Alexandra Schwarz-Schilling

    Fundadora e Presidente - Associação Living Gaia

    "Since we started the partnership with Impact Not a Bank, the agility and transparency in international transactions have increased significantly. Now, we can access more resources with the best exchange rates, allowing us to expand our projects in Brazil."

  • Devam Bhaskar

    Chief Executive Officer Alok Institute

    "Many banks talk about financing sustainable development, but is it really? The Impact Bank is a new and true reference."\n

  • Fábio Barbosa

    Senior Counselor

    “I collaborate with the Impact not a Bank strategy because I believe it is essential to accelerate financial technology and impact management initiatives to scale the solutions we need for a fairer and regenerative world”

TESTIMONIALS

Partner Testimonials

What our partners are saying about working with Impact not a Bank? Read below some testimonials from organizations that are making a difference with our help.

  • Livia Prestes

    Spokesperson for Rede Maniva in Maués

    "We sent the necessary minimum proofs and the credit was approved. We even received international money, it was all very easy."

  • Claus Reiner

    Country Director of the International Fund for Agricultural Development (IFAD)

    "I consider Impact not a Bank's work to be exemplary and with a lot of potential in financing high social and environmental return investments, in addition to financial income."

  • Anne Rammi

    Communication and Communities Head - Be The Earth Foundation - UK • BR • ZA

    "A strategic partner and a great ally for our programs and projects on Brazilian soil. Impact offered solutions for agile and uncomplicated international transactions."

  • Julius Caesar

    Founder and President of the social enterprise JCRE Facilitator - Jacarézinho - RJ

    "A platform that understands what Impact is, knows that facilitating the peripheral collectives in the North Zone of Rio de Janeiro means bringing transformation and innovation to the Jacarezinho favela."

  • Alexandra Schwarz-Schilling

    Fundadora e Presidente - Associação Living Gaia

    "Since we started the partnership with Impact Not a Bank, the agility and transparency in international transactions have increased significantly. Now, we can access more resources with the best exchange rates, allowing us to expand our projects in Brazil."

  • Devam Bhaskar

    Chief Executive Officer Alok Institute

    "Many banks talk about financing sustainable development, but is it really? The Impact Bank is a new and true reference."\n

  • Fábio Barbosa

    Senior Counselor

    “I collaborate with the Impact not a Bank strategy because I believe it is essential to accelerate financial technology and impact management initiatives to scale the solutions we need for a fairer and regenerative world”

Frequently Asked Questions

Frequently Asked Questions

How can I open an account at Impact not a Bank?

It's simple! Just access our app or website, fill out the form, and submit the necessary documentation.

How can I open an account at Impact not a Bank?

It's simple! Just access our app or website, fill out the form, and submit the necessary documentation.

How can I open an account at Impact not a Bank?

It's simple! Just access our app or website, fill out the form, and submit the necessary documentation.

What are the advantages of the international prepaid credit card?

What are the advantages of the international prepaid credit card?

What are the advantages of the international prepaid credit card?

Which currencies are available for transactions?

Which currencies are available for transactions?

Which currencies are available for transactions?

How does Impact not a Bank ensure the security of my transactions?

How does Impact not a Bank ensure the security of my transactions?

How does Impact not a Bank ensure the security of my transactions?

Can I have accounts for employees and beneficiaries?

Can I have accounts for employees and beneficiaries?

Can I have accounts for employees and beneficiaries?

What type of support does Impact not a Bank offer?

What type of support does Impact not a Bank offer?

What type of support does Impact not a Bank offer?

Price Table

< Swipe left >

IMPACT

PIX

IMPACT BANK TRANSFERS

TRANSFERS TO AFFILIATED BANKS*

BILL ISSUANCE

TRANSFER TO OTHER BANKS

IMPACT NOT A BANK CARD

WITHDRAWAL AT NETWORK24 HOURS AND CIRRUS

BILL PAYMENT

RECHARGE OF VARIOUS SERVICES

Individual

Legal Entity

R$ 3.99/month

R$0.10 donated

R$ 29.90/month

R$0.10 donated

IN THE LIFE OF THE CUSTOMER

IN THE LIFE OF THE ACCOUNT HOLDER

FREE

R$ 1.52 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 2.14 / R$ 0.10 DONATED

R$ 2.92 / R$ 0.10 DONATED

R$ 3.19 / R$ 0.10 DONATED

R$ 4.19 / R$ 0.10 DONATED

R$ 4.44 / R$ 0.10 DONATED

R$ 24.83 / R$ 0.10 DONATED

COMING SOON

COMING SOON

COMING SOON

COMING SOON

FREE / UNLIMITED

FREE / UNLIMITED

FREE / UNLIMITED

R$ 0.35

Discover the composition of your fees

Discover the composition of your fees

Discover the composition of your fees

Price Table

< Swipe left >

IMPACT

PIX

IMPACT BANK TRANSFERS

TRANSFERS TO AFFILIATED BANKS*

BILL ISSUANCE

TRANSFER TO OTHER BANKS

IMPACT NOT A BANK CARD

WITHDRAWAL AT NETWORK24 HOURS AND CIRRUS

BILL PAYMENT

RECHARGE OF VARIOUS SERVICES

Individual

Legal Entity

R$ 3.99/month

R$0.10 donated

R$ 29.90/month

R$0.10 donated

IN THE LIFE OF THE CUSTOMER

IN THE LIFE OF THE ACCOUNT HOLDER

FREE

R$ 1.52 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 2.14 / R$ 0.10 DONATED

R$ 2.92 / R$ 0.10 DONATED

R$ 3.19 / R$ 0.10 DONATED

R$ 4.19 / R$ 0.10 DONATED

R$ 4.44 / R$ 0.10 DONATED

R$ 24.83 / R$ 0.10 DONATED

COMING SOON

COMING SOON

COMING SOON

COMING SOON

FREE / UNLIMITED

FREE / UNLIMITED

FREE / UNLIMITED

R$ 0.35

IMPACT

PIX

IMPACT BANK TRANSFERS

TRANSFERS TO AFFILIATED BANKS*

BILL ISSUANCE

TRANSFER TO OTHER BANKS

IMPACT NOT A BANK CARD

WITHDRAWAL AT NETWORK24 HOURS AND CIRRUS

BILL PAYMENT

RECHARGE OF VARIOUS SERVICES

Individual

Legal Entity

R$ 3.99/month

R$0.10 donated

R$ 29.90/month

R$0.10 donated

IN THE LIFE OF THE CUSTOMER

IN THE LIFE OF THE CUSTOMER

FREE

R$ 1.52 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 0.30 / R$ 0.10 DONATED

R$ 2.14 / R$ 0.10 DONATED

R$ 2.92 / R$ 0.10 DONATED

R$ 3.19 / R$ 0.10 DONATED

R$ 4.19 / R$ 0.10 DONATED

R$ 4.44 / R$ 0.10 DONATED

R$ 24.83 / R$ 0.10 DONATED

COMING SOON

COMING SOON

COMING SOON

COMING SOON

FREE / UNLIMITED

FREE / UNLIMITED

FREE / UNLIMITED

R$ 0.35

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.

Award

Our seals

Certification

Impact not a Bank Payments SA, registered under CNPJ/MF, under no. 40,059,045/0001-56, is not a financial institution and does not directly carry out credit operations. It acts as a payment institution, governed by Law No. 12,865, of October 9, 2013, and regulated by Circular of the Central Bank of Brazil (“Bacen”) No. 3,885, of March 26, 2018, and as a banking correspondent under the terms of art. 2, of CMN Resolution 3,954, of February 24, 2011 (“Resolution 4,656/2018). Impact Bank enables services for buying, selling, and moving funds, within a payment arrangement, and operates as an authorized exchange correspondent by the Central Bank of Brazil of eFX Corretora de Câmbio Ltda., CNPJ 94,968,518/0001-67, headquartered at Avenida São Luis, 192, sobreloja 25, República, Centro, CEP 01046-913, São Paulo-SP, phone (11) 3156-2166, ombudsman 0800 770 5422 | ombudsman@efxcambio.com.br to facilitate the process of buying and selling foreign currency ("Impact Bank Exchange"). Some services provided, such as transferring funds from Impact Bank payment accounts to other banks, are carried out through partnerships with financial institutions duly authorized by Bacen. The Impact Bank Investment Platform is developed by Órama Distribuidora de Títulos e Valores Mobiliários S.A. ("Órama"), an institution integrated into the securities distribution system duly established and operational in Brazil, duly authorized to operate by the Central Bank of Brazil ("BACEN") and by the Securities and Exchange Commission ("CVM"). Órama is responsible for the distribution of investment products. All operations carried out on the Impact Bank Investment Platform are executed and monitored through Órama's control systems. Impact Bank is not authorized to provide any activity related to the distribution of investments provided for in a specific norm and regulated by a regulating body, including, but not limited to, activities regulated by CVM under the terms of CVM Resolution No. 19, of February 25, 2021, which deals with the activity of securities consultancy; CVM Resolution No. 16, of February 9, 2021, which deals with the activity of independent investment agent; CVM Resolution No. 21, of February 25, 2021, relating to the activity of managing a portfolio of securities; and CVM Resolution No. 20, of February 25, 2021, which deals with the activity of securities analyst. Before making any investment decision, the investor must analyze if the investment product is compatible with their profile and contact their securities intermediary and/or investment advisor.

© 2024 Impact not a Bank. All rights reserved.